Winter is the time of year when properties are more susceptible to expensive claims due to frozen pipes and water leaks, as well as damp and mould. Take preventative action now.
Influential in establishing the public sector insurance market in the UK, John Shaftoe, Managing Director of Maven Public Sector, reviews his career on his retirement.
Following a change to the personal injury discount rates for Scotland and for Northern Ireland (both to +0.5%), expectations are for an increase to the rate for England and Wales too. These changes impact personal injury claims settlements and affect insurance premiums.
Following recent changes in the law and guidance, as well as recent media coverage of housing issues, there is a significant rise in housing disrepair claims. We anticipate this trend will continue together with an increase in claims’ complexity.
Slips, trips and falls are one of the most common workplace injuries. Adopting a scientific approach to floor safety can reduce the risk of incidents and demonstrate due diligence in the event of personal injury claims.
On the 10 October 2024, the new Labour Government published the Employment Rights Bill, which sets out 28 employment law reforms, which all organisations need to plan for and navigate. Read on for HR tips and considerations to prepare for the forthcoming changes.
Effective data management is essential in a university, but without good practices it can quickly turn into disorder - much like an untidy spice cupboard.
Third-party trees suspected of causing subsidence to nearby buildings can lead to protracted and complex negotiations, but ground-breaking technology and improved collaborative practices offer a more promising future.
On 26 October 2024, a duty on employers to take ‘reasonable steps’ to prevent sexual harassment in the workplace comes into force. Employers need to ensure they have appropriate prevention measures.
As strategic programmes are subject to high levels of uncertainty, the National Audit Office (NAO) suggests questions for decision-makers to ask to help identify, analyse and plan for uncertainty.
Claims brought under the Data Protection Act (DPA) and/or General Data Protection Regulations (GDPR) have been around for as long as the legislation. Today there is an increase in the frequency of those claims and their overall value.
If the DJ v Barnsley 24 July 2024 position stands, local authorities may see an increase in claims (including historical claims) brought by individuals alleging they were harmed in kinship foster care.
Planning reform was a key part of the change Labour promised before the election and there will be a new Planning and Infrastructure Bill to facilitate it.
The introduction of the fixed costs regime resulted in a decrease of sums paid to claimants in motor injury claims. Now some claims management companies (CMCs) and claimant solicitors are focusing on a more lucrative revenue stream – property disrepair claims.
Awaab Ishaak was just aged two when he tragically died in December 2020 from a respiratory condition as a result of direct prolonged exposure to mould in his home.
Research has shown that organisations that embrace flexible working can attract more talent, improve staff motivation and reduce staff turnover. Will the new Employment Relations (Flexible Working) Act 2023 bring order and structure to how we work in a post-pandemic world?
Contractual ‘grey areas’ in a lease agreement often cause disputes that could be avoided if all parties communicated and understood their individual obligations from the outset.
As we career towards the end of the 2023 Compensation Recovery Unit data tells us that claim numbers have not recovered. Employers’ liability and public liability claim numbers are down. However, what is coming down the track?
On 1 June 2023 the European Parliament agreed its position on the Corporate Sustainability Due Diligence Directive (CSDDD), set to take effect by 2025.
New rules extending the scope of fixed recoverable costs (FRC) are now in force. This development has the potential to drastically limit the amount of recoverable costs for many claims valued up to £100,000.
Technical innovation can be characterised by rapid and continuous change; what was considered cutting-edge a year ago could be obsolete today. Updating a system that’s already dysfunctional could be inefficient, and frustrating for students and staff.
A turbulent commercial landscape has prompted risk managers to take a broader perspective of their risk exposures and has raised the profile of contingent business interruption (CBI) insurance. But as Crawford’s Angus Osborne-White explains that the devil is in the policy detail.
Reinforced Autoclaved Aerated Concrete (RAAC) is a popular building material used mainly in roofs, but also in walls and floors. It forms part of many public buildings, including schools.
Escape of water (EOW) claims have increased year-on-year over the last few years. It’s time for a reminder of the issue and what organisations can do to mitigate and control the insurance programme expenditure.
Our demographic profile in the UK is changing - we are living longer. Our needs are changing and in turn, the demands on our public services are changing. How do we manage demographic risk and how does our demographic profile affect the needs of our ageing population?
The long-awaited Terrorism (Protection of Premises) Draft Bill (the Bill) was published on 2 May 2023, with the aim of keeping people safe from terrorist attacks by introducing proportionate security requirements for certain public venues and events.
The concept of greenwashing is that of false, misleading or unfounded environmental claims - the exaggeration of a company's environmental credentials.
Recently, we have seen a rise in public inquiries such us the COVID-19 Inquiry, the Grenfell Tower Inquiry, the Manchester Arena Inquiry, and the Essex Mental Health Independent Inquiry.
The prolonged hot weather during the summer of 2022 brought news stories of people jumping into rivers, reservoirs, lakes and the sea - with tragic consequences.
Public service organisations own art collections of huge national and international importance. There are unique challenges when insuring art collections and your cover may not be sufficient.
