In this session, Chris, Risk Insurance Consultant at Zurich Municipal will provide:
- A brief guide to different classes of business.
- Limits of indemnity, assessing appropriate self-insurance levels, deductibles.
- How to choose which perils etc.
- Circumstances when LTAs may be broken, or when insurers might pull out of a market altogether.
- The key facts that underwriters use to determine premiums, for example, salaries for EL and sums insured for property.